The Road Ahead: PSD2 becomes PSD3.

The expert view on the story so far, and what's to come.

The Second Payments Services Directive (PSD2) entered into force in 2018 and was expected to transform the status quo for payments in Europe. It dramatically shifted the landscape, but could not achieve all of its goals.  

The EU’s supervisory authorities are going back for another round and have been in consultation mode on PSD3, which is expected to deliver another wave of sweeping reforms.

View our webinar with payments experts from the European Banking Authority (EBA), TrueLayer and Compliancy Services. Get an honest review from those that helped craft the legislation from the start, and see what’s ahead for PSD3. 

Attendees will learn:

• A high-level timeline of PSD1/PSD2 and what this means for PSD3
• What payments firms can do to stay ahead of and influence PSD3
  
• The key details of the ongoing power balance debate at the heart of PSD3

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How to Prepare for PSD3

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The Second Payments Services Directive (PSD2) entered into force in 2018 and was expected to transform the status quo for payments in Europe. It dramatically shifted the landscape, but could not achieve all of its goals.  

The EU’s supervisory authorities are going back for another round and have been in consultation mode on PSD3, which is expected to deliver another wave of sweeping reforms. 

Watch now to discover the expert view on the story so far and the road ahead. 

Webinar Recorded: September 13, 2-3PM BST

About Our Speakers

Andrei Cazacu, TrueLayer

Andrei is the EU Public Policy Lead at TrueLayer, where he handles relationships with EU institutions and national regulators. Before joining TrueLayer, Andrei covered government relations for the US Chamber of Commerce's affiliate in the UK, focusing on UK-US financial regulatory dialogues, data protection, and cross-border data transfers.

John Burns, Compliancy Services

John is one of the UK’s foremost compliance experts in payment services, and he is Technical Director in the Payment Services team. He provides technical support helping Banks, Payment Institutions and E-money Institutions manage their compliance and plan their commercial strategies in the light of changing regulations.

Jimmie Franklin, VIXIO PaymentsCompliance

Jimmie is one of VIXIO's journalists, covering developments in payments regulation across Europe. In the past, he has interviewed members of the European Parliament and payments chiefs at several of Europe's regulators. The first article he ever published was focused on PSD2's implementation and how it was impacting UK banks.

Dr Dirk Haubrich, European Banking Authority

Dr Dirk Haubrich is one of Europe's leading payments experts. He is the current Head of Conduct, Payments and Consumers at the European Banking Authority (EBA), where he works on payment services, electronic money; deposit guarantee schemes; and consumer protection. Before joining the EBA, Dirk held roles in the consulting firm Accenture, University College London, the University of Oxford, the UK Prime Minister's Strategy Unit, the UK Electoral Commission, and the UK Financial Conduct Authority.